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Portfolio Solutions’ 30-Year Market Forecast for Investment Planning (2014 Edition)

Each year, Portfolio Solutions® publishes a 30-year forecast for stock and bond market returns. There are two sets of return expectations in this report. One is the return expectation based on a real return. This is the pre-inflation estimate. The second is a nominal return. It includes an […]

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The Role REITs Play in Your Portfolio

A properly diversified portfolio should have assets that, like actors in a play, take on leading and supporting roles. Diversification makes for better theater and better investing. Would “Romeo and Juliet” be as memorable if it were only “Romeo”? Likely not. Would you be comfortable with the risk […]

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Consider Time a Good Retirement Investment

A famous business adage is “time is money.” In retirement, it may also be valid to say, “money is time.” After all, retirement is a transition from spending time making money to spending money to make the most of your time. However, as you plan to draw down […]

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Why You Should “Fix” Your Asset Allocation

Investing has the special ability to turn human intuition on its head. What seems like sensible investment decisions often end up costing you in the long run. One of the best examples is asset allocation. Your portfolio’s asset allocation – how you divide money among asset classes – […]

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The Unintended Cost of Dollar-Cost Averaging

Legendary country musician Johnny Cash was known for singing poignant tales with relatable motifs spanning from America’s downtrodden to unrequited love and, conceivably, dollar-cost averaging. In the song “One Piece at a Time,” Cash bellows the story of a man who works on a General Motors assembly line […]

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Prepare to Outrun Inflation in Retirement

When chased by inflation, you can run but you can’t hide. The need to outpace inflation, which diminishes investment returns and buying power, is especially acute for retirement investors. Older Americans endure a higher rate of inflation than their urban counterparts, according to the Bureau of Labor Statistics […]

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Do You Drive Financial Media Bias?

If you want to see who controls media bias, take a look in the mirror. At least, that is the conclusion drawn from research by University of Chicago economics professor Matthew Gentzkow, the 2014 winner of the John Bates Clark Medal. The medal is awarded to an American […]

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What Pickleball Can Teach You About Investing

If you had gym class in school, then someone probably told you there are life lessons to be learned from playing sports. You learn not only how to win or lose, but also the value of humility, sharing, confidence, and so on. However, what getting hit in the […]

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How to Not Consistently Beat the Market

The investing dog chasing returns still can’t catch its own tail. According to Dalbar’s 2014 Quantitative Analysis of Investor Behavior (QAIB), average investor returns continue to lag market returns. The shortfall is a result of bad investor behavior from buying investments that are high and selling those that […]

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What Your Financial Goals Can Really Do for You

Why did the chicken cross the road? As we know, the punch line is, “to get to other side.” Yes, it’s still not funny after hearing it the millionth time. But, have you wondered what was on the other side? The determined chicken must have had a certain […]

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From Tea to Bogle: Finding a Better Way to Invest, a History

If you’re an experienced investor, your portfolio today is unlikely the same as when you started investing. Over time, you’ve probably made efforts to make it work better for your goals. Maybe the financial crisis taught you to be more mindful of risk, or years of high fund […]

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